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I didn’t start a blog to talk about credit cards, but I just have to talk about these guys. My expe­ri­ence with them so far has been, quite pos­si­bly, the worst in Canada.

I have, on the other hand, been quite happy with my RBC Visa and with my PC Mastercard. It would seem that the staff behind credit cards from estab­lished banks excel at cus­tomer ser­vice, while the staff behind credit cards from depart­ment stores do not. In fact, it would seem that the staff behind the afore­men­tioned  elec­tron­ics store credit card are con­stantly rotated, poorly trained, and quite rude.

Since I can’t go back in time to stop myself from sign­ing up with these guys, I beg you, dear reader, to check the forum cardratings.com. The com­pany behind “Future Chop”  gets very poor reviews. And I attest, with good reason.

Get a line of credit. Borrow from some­body else—anybody else. It will save you major headaches.

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